If you're taking a single trip this year, which does not include any travel by cruise, the one-trip cover is for you. But if you are travelling more than once you may be better off with an Annual multi-trip policy.
For Annual multi-trip policies the maximum trip duration covered is restricted by the policy option selected and will be either 30, 45 or 60 days, after which you must return to Australia before commencing a new trip.
If your trip involves any travel by commercial cruise ship, then select the cruise cover. By commercial cruise we refer to any travel on sea, ocean or river by any commercially operated ship, boat or other sea vessel with scheduled journey time longer than 2 hours.
If you are taking a gap year, an adventure holiday or a round the world trip you may find our Backpacker product is more tailored for your needs.