Destination (Policy plans):

Pacific:
The South Pacific (American Samoa, Cook Islands, Fiji Islands, French Polynesia (including Tahiti), Kiribati, New Caledonia, Niue, Samoa, Solomon Islands, Tonga, Tuvalu, Vanuatu, Norfolk Island, New Zealand, Bali and Lombok only)

Worldwide* Excluding:
Worldwide excluding USA, Canada, Mexico, Central & South America and Antarctica

Worldwide* Including:
Worldwide including USA, Canada, Mexico, Central & South America and Antarctica (cruises only)

*this policy will not cover any loss, injury, damage or legal liability arising directly or indirectly from travel in, to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan, or Syria.

No cover is available under this policy for domestic travel within Australia.

Please note:

• If you have a multiple destination itinerary, you should select the travel plan for the destination where you will spend the majority of your trip overseas except where you will spend more than 48 hours of your trip in the continents of North America, South America or Antarctica.
• If you will spend more than 48 hours of your trip in the continents of North America, South America or Antarctica, then you should select the Worldwide Including Travel Plan.